One of the consequences of the mobile money revolution has been the growth of a new class of asset finance business. Banks are starting to take notice.

With greater scrutiny of government and donor spending and rapidly increasing social impact investment, the need for monitoring, evaluation and learning (MEL) has never been greater - but despite this it is sometimes seen as an exercise separate from core activities.

With margins under ever-greater pressure, banks need to ensure that pricing receives the attention it deserves. To it right, bankers need to be able to answer some fundamental questions about their markets, as well as about the behaviour of their customers.

For banks in trouble one option to preserve margins would be for smaller commercial banks to convert to microfinance banks (MFBs) that fall outside the jurisdiction of the interest rate capping regime.

The final months of 2017 will go down in history as a watershed moment in three of Southern Africa’s most important economies: South Africa, Zimbabwe and Angola.

We have come a long way since we started as a staff of two in a 59m² office in the Joburg suburb of Blairgowrie. Today we employ more than 120 people in Southern and East Africa in eight practices.

Since the end of 2016, 18 Kenyan commercial banks had contracted 53,833 agents - up from 23,477 agents in December 2013 - who facilitated transactions valued at KES 734billion during the course of the year.

There is a payments revolution currently taking place in Nigeria spearheaded by Nigeria Instant Payments (“NIP”) and its younger sibling, mCash, which is used for low-value transactions between merchants and consumers. 

This scoping paper makes an important contribution to our understanding of how gender intersects with financial inclusion. It is one of a series commissioned by the International Development Research Centre (IDRC) and Mastercard, and explores available evidence on the uptake of fintech in Africa and how it is changing the financial landscape.

Making the case for using the nudge to improve savings in the Behavioral Economics Guide 2018, Genesis staffers Brendan Meehan and Samantha Rosenberg joined Charlotte Duke in showing that behavioural insights can help people save more towards retirement, educate their children, and ultimately reach their personal financial goals.

We help leading financial institutions address their challenges, unlock value for their stakeholders and develop strategies to compete in a fast-changing sector.

Our Financial Services team has completed more than 500 projects across sub-Saharan Africa and the Middle East since 2001. Here are some examples of our work.

Digital technology is transforming economies and the world of work in profound ways. Traditional jobs are being transformed while new forms of work are being created. Genesis Analytics convened at TechSalon in Joburg in June 2018 to discuss the future of work for South African youth.

Genesis Analytics was one of the first economics-based consultancy firms to be established in Africa and has grown into the largest. Read more about our work across eight practices and in 32 African countries.

Genesis was retained in 2011 by Media24, a large newspaper and magazine publisher, to defend predatory pricing allegations made against the group by the Competition Commission in what has proven to be South Africa’s seminal predation case. The judgment was delivered by the Competition Appeal Court in March 2018.