This was one of the key findings of the South Africa in the Digital Age (SADA) process. SADA is an urgent multi-stakeholder initiative to develop a forward-looking digital economy strategy. It is convened by Genesis Analytics in partnership with the Gordon Institute of Business Science and the Pathways for Prosperity Commission at Oxford University.

Cloud banking can provide a much-needed stepping stone to development and prosperity for people throughout Africa. However, both government and business need to acknowledge the opportunity, prepare for it and seize it.

We have grown our presence in West Africa and our offices in Nairobi and London. We are also looking to establish a presence in North America. We’ve been blessed with productive and enjoyable partnerships during the year. Most of all, we’ve been struck by the power of helping our clients seek out the great opportunities that exist amid the surface volatility of what has been a historic year.

Genesis analyst Ndodzo Mawela writes that digital platforms have the potential to create significant opportunities for small and emerging retail businesses in Africa. However, to harness their full potential, special attention needs to be paid to providing affordable and reliable ICT infrastructure.

The Shared Value and Impact practice at Genesis Analytics has been fortunate to work on some interesting and meaningful projects over the past year. We have helped to unlock value across a range of complex problems.

Globally, the financial services sector is being disrupted by the rapid consumer adoption of digital technologies, many of which are provided by non-banking institutions. In Africa, in particular, banks have faced unprecedented disruption due to the success of mobile money and linked digital credit propositions

Following the announcement of the largest potential merger in Kenya’s banking sector in over a decade, Genesis Financial Services Strategy manager in Nairobi Shezaad Sunderji asks whether it is possible for the country’s 45 banks to remain profitable in the current economic context.

Artificial intelligence (AI) is increasingly being used to advance healthcare in high-income countries. Genesis Analytics and Discovery Vitality came together in December 2018 to host their first Technology Salon to discuss its impact in developing countries. 

Genesis Analytics was proud to work with the Pathways for Prosperity Commission at Oxford university on the Digital Manifesto, which offers a roadmap to put developing countries in the driving seat of their own economic development. It offers an evidence-based guide to navigate the digital age to cultivate shared prosperity for all.

The Digital Roadmap puts developing countries in the driving seat of their own economic development. It offers an evidence-based guide to navigate the digital age to cultivate shared prosperity for all.

The Digital Economy Kit provides a framework for countries to get digitally ready. It is not about ICT sector strategy, instead it is about holistic growth strategies that harness digital technologies across the economy. It is built on work piloted in Ethiopia, Mongolia, and South Africa.

Will the provision of good quality and affordable rental housing opportunities in well-located areas of cities redress spatial inequalities? The Development team at Genesis used a case study approach to establish if SHRA's Social Housing Programme has delivered on its objectives, as well as identify the impact it has on household.

Women continue to face a number of key barriers which perpetuate the gender gap in financial inclusion in sub-Saharan Africa. In a chapter (Beyond Access: Gender-Transformative Financial Inclusion in Agriculture and Entrepreneurship), co-authored by Genesis, we recommend a new gender-transformative approach to financial inclusion that is explicitly directed toward creating gender-equal financial systems.

Director of our Financial Services Strategy practice, Richard Ketley, contributed a chapter on “Cloud Banking in Africa: The Regulatory Opportunity” in the first of Vodacom's Public Policy Series, called Future-proofing Mobile Financial Services. It was presented in Dar es Salaam in November 2019.

Genesis was tasked with analysing the data from the IFC's global SME banking survey, providing insights on the challenges and dynamics of SME finance and exploring the future of SME banking and the trends that will shape the industry. This is the report.

African is on the cusp of dramatic change. To unlock the value of the demographic dividend and the rise of the digital economy, we need holistic, integrated and context-appropriate solutions. At Genesis, we deliver these solutions - from strategy to programme design, implementation and research and evaluation - unlocking value across the full value chain.