Globally, the financial services sector is being disrupted by the rapid consumer adoption of digital technologies, many of which are provided by non-banking institutions. In Africa, in particular, banks have faced unprecedented disruption due to the success of mobile money and linked digital credit propositions

Following the announcement of the largest potential merger in Kenya’s banking sector in over a decade, Genesis Financial Services Strategy manager in Nairobi Shezaad Sunderji asks whether it is possible for the country’s 45 banks to remain profitable in the current economic context.

Artificial intelligence (AI) is increasingly being used to advance healthcare in high-income countries. Genesis Analytics and Discovery Vitality came together in December 2018 to host their first Technology Salon to discuss its impact in developing countries. 

The Central Bank of Nigeria has published new bank regulations that may allow mobile network operators (MNOs) to establish payment service banks allowing them to provide mobile money services for the first time.

At Genesis, which turned 20 this year, we are dedicating our next decade to the future of young Africans. These young people, measuring around 500 million over time, will build their lives in a hyper-technological world whilst managing the impact of climate change. 

Despite their generally weakened financial positions, several African governments are once again flirting with the idea of establishing dedicated SME banks. But is creating dedicated ‘banks’ for SMEs the right strategy?

On behalf of the CEOs’ Initiative, Standard Bank asked Genesis Analytics to prepare a joint Action Plan to bring business and government together to address the decline of the Vaal Region and prevent it from becoming the “rust belt” of South Africa. Last week, the CEO Initiative delivered the report and regeneration action plan to President Cyril Ramaphosa and the Minister of Finance, Tito Mboweni. 

When a market has adopted a payment standard, a huge marketing effort is required to shift consumer behaviour. Can mVisa tip the scale of retail payments back in favour of Kenyan banks? Genesis associate Tom Magara looks at the experience of mVisa.

Our Shared Value and Impact practice works where markets, government and society collide. As the world searches for a more inclusive capitalism, the best companies are able to articulate their social purpose, measure social impact, use commercial models to create shared value, contribute to the Sustainable Development Goals, and navigate a robust yet constructive relationship with the state.

We work with our clients to develop solutions aimed at improving the health of populations throughout sub-Saharan Africa. We provide experts with decades of experience in the design, implementation, costing and evaluation of health programmes and strengthening of health systems.

Zimbabwe has faced headwinds over the past decade resulting in a collapse of the economy. Following the political transition of November 2017, the new government requested the African Development Bank to update the 2011 Zimbabwe Infrastructure Flagship Report, so as to aid in investment planning as part of the vision 2030

Genesis was commissioned by the Consultative Group to Assist the Poor (CGAP), a part of the World Bank, to study the payments infrastructure in East Africa in order to understand how it may facilitate an increasingly integrated regional financial services market.

We help leading financial institutions address their challenges, unlock value for their stakeholders and develop strategies to compete in a fast-changing sector.

Behavioural economics is effective at driving behaviour change and is low cost. It has not been used to drive uptake of medical male circumcision (MMC) services in South Africa though. Read our policy brief.

While impact measurement and management is considered a technical discipline, it has another facet through which it answers a much more human question – does the impact generated live up to what people and planet want and need? Alyna Wyatt and Mishkah Jakoet (from Genesis Analytics) tackle the subject with Tris Lumley.

Genesis Analytics has developed climate-smart agriculture handbooks for frontline agricultural extension staff in Malawi, Mozambique and Zimbabwe as part of its 18-month Climate Smart Agriculture Education and Policy Project funded by the UK’s Department for International Department (DFID).