• Youtube Icon
  • Twitter icon
  • Instagram icon
  • LinkedIn icon
  • Facebook icon

Newsletters

    image

    CLARITY ABOUT WHEN DOMINANT FIRMS PREDATE – AND WHEN THEY DON’T

    The Competition Appeal Court’s recent decision in the Media24 case has brought clarity to the law of predatory pricing in South Africa – the practice of dominant firms cutting prices to levels where equally efficient competitors cannot compete and ultimately exit the market. 

    image

    Taking sides in the liquor debate in South Africa - read the full story

    The impact assessment Genesis did for Nedlac on proposed changes to the Liquor Act (which calls for new age restrictions on drinking amongst many other proposals) has received much divided attention in the press. We thought that you might be interested in the full story.

    image

    Growing pool of asset finance at the bottom of pyramid

    One of the consequences of the mobile money revolution has been the growth of a new class of asset finance business. Banks are starting to take notice.

    image

    Learning partners facilitate insights to achieve better results

    With greater scrutiny of government and donor spending and rapidly increasing social impact investment, the need for monitoring, evaluation and learning (MEL) has never been greater - but despite this it is sometimes seen as an exercise separate from core activities.

    image

    Getting it right requires customer, market knowledge

    With margins under ever-greater pressure, banks need to ensure that pricing receives the attention it deserves. To it right, bankers need to be able to answer some fundamental questions about their markets, as well as about the behaviour of their customers.

    image

    Microfinance bank might be a survival option

    For banks in trouble one option to preserve margins would be for smaller commercial banks to convert to microfinance banks (MFBs) that fall outside the jurisdiction of the interest rate capping regime.

    image

    Palace coups set stage for 2018 opportunities

    The final months of 2017 will go down in history as a watershed moment in three of Southern Africa’s most important economies: South Africa, Zimbabwe and Angola.

    image

    Genesis celebrates 20 years in business in 2018

    We have come a long way since we started as a staff of two in a 59m² office in the Joburg suburb of Blairgowrie. Today we employ more than 120 people in Southern and East Africa in eight practices.

    image

    Key lesson from Kenya: Cash is still king

    Since the end of 2016, 18 Kenyan commercial banks had contracted 53,833 agents - up from 23,477 agents in December 2013 - who facilitated transactions valued at KES 734billion during the course of the year.

    image

    Nigeria takes the lead with real-time EFT platforms

    There is a payments revolution currently taking place in Nigeria spearheaded by Nigeria Instant Payments (“NIP”) and its younger sibling, mCash, which is used for low-value transactions between merchants and consumers. 

    image

    Safety, technology does not always trump convenience

    Uganda's SafeBoda service shows much can be achieved by fintech in Africa, but it also highlights the danger of trying to replicate a business model without fully understanding the nature of local demand. 

    image

    Aussie app takes us a step further towards cashless society

    In South Africa it is common practice for shopping malls to charge for parking, but none have been enabled for near-field communications or NFC. For those of us who seek to live cashless the consequences are considerable.

Sign up to Genesis News

for the latest news and information