Review of risk management processes for tier-2 bank

Genesis was commissioned by a tier-2 South African bank to review its current risk management processes and perform a gap analysis against best practices. The review covered ALM/Market risk, liquidity and credit risk.

Two gap analysis methodologies/approaches were taken:

· The gap analysis between the current state and industry like-to-like bank comparison

· The gap analysis between the 'to-be' state (above organic growth) and the industry

Based on the findings, Genesis Analytics was able to identify and recommend process enhancements, system enhancements and enhanced risk analysis.