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Financial Services Strategy

All projects

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    Charting digital future of savings groups in Rwanda

    Genesis was commissioned by the National Bank of Rwanda (BNR) to develop a national roadmap for the digitalisation of savings and credit groups there.

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    Taxing times ahead if short-term capital gains treated as income

    South Africa’s leading Collective Investment Schemes provider commissioned Genesis to assess the impact of the possible changes in the taxation of CIS unit trusts.

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    Interpreting trends in Nigeria’s payments acquiring sector

    Mastercard commissioned Genesis to conduct a landscape analysis of Nigeria’s payments acquiring sector that provides insight for market participants.

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    Climate action, economic growth highlighted in TDB impact report

    The Trade and Development Bank (TDB) contracted Genesis, for a consecutive year, to draft its Annual Sustainability and Development Impact Report for the 2022 year.

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    Exploring Islamic bank opportunities in Malawi

    Genesis was commissioned by a company in Malawi to provide a high-level overview of the feasibility of setting up a Shariah-compliant bank in the country.

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    Gender diagnostic of women SMEs’ access to finance in Côte d’Ivoire

    Genesis was commissioned by KfW, the German Development Bank, to conduct a gender diagnostic of women SMEs’ access to finance in Côte d’Ivoire.

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    Tanzanian bank’s roadmap to new horizons

    NMB, Tanzania’s largest commercial bank by assets, commissioned Genesis to carry out a feasibility study for regional expansion within the larger East and Southern African region.

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    G2P choice for women: Lessons from SA, Zambia, Bangladesh

    The Consultative Group to Assist the Poor (CGAP) commissioned Genesis to conduct a qualitative assessment with the aim of gathering empirical evidence to support the potential benefits of incorporating a choice-based model into the G2P (government to persons) payment system.

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    Future growth scenarios for Africa

    How will Africa fare in the next 10 years and beyond? To tackle this question, Genesis was commissioned to write a research paper on what future growth scenarios could look like for the continent over the next decade. The work was background research for the African Development Bank’s strategy for 2023 to 2032.

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    Instant payments prompt review of interchange fees

    Genesis Analytics was commissioned by a leading payment processor to write a concept paper that presented the consensus of the payments industry around the role and pricing of card payments in light of the introduction of emerging payment types such as instant payments.

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    Genesis turns matchmaker for financial inclusion trusts and donors

    A network of trusts working to deepen financial inclusion across a multitude of African countries commissioned Genesis to conduct an evaluation of potential funding partners.

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    Strategy review for SA banking disruptor

    A challenger bank commissioned Genesis to review and tighten the organisation’s retail strategy to align opportunities with available resources.

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    Evaluation of e-commerce project for Rwandan MSEs

    Genesis was engaged by Access to Finance Rwanda (AFR) to undertake an end of project evaluation of Accelerating growth of Micro and Small Enterprises (MSEs) through expanding the e-commerce sector in Rwanda (or iHuzo).

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    TDF strategy plan to benefit underserved groups

    Genesis was commissioned by the Eastern and Southern African Trade and Development Bank (TDB) to develop a five-year strategy for its fully owned subsidiary, the Trade and Development Fund (TDF).

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    Five-year strategy plan for SA biogas firm

    Genesis was commissioned by Bio2Watt Energy Holdings, a producer of renewable energy sourced from organic waste, to provide consulting services to guide the firm’s strategy for the next five years.

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    Payments strategy puts Mauritian firm in the swim

    Genesis was asked to develop a payments strategy for a consumer finance company in Mauritius. The assignment was guided by the client's goal of becoming a major payments player in the Mauritian market.

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    Mauritian bank seeks cross-border banking strategy

    Genesis partnered with a Mauritian bank aiming to use its strengths, and the country’s position as an international financial centre, to provide a variety of solutions for the continent’s financial institutions, corporates and affluent customers.

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    Review helps top Tanzanian bank hit refresh button post Covid-19

    Genesis was engaged by a Tier-1 bank in Tanzania to develop its five-year strategy (for the period 2023 to 2027) and review its operating model.

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    Analysis maps Kenyan insurance sector for pan-African firm

    Genesis was retained by a pan-African insurance company operating in Kenya to conduct a competitor and market intelligence exercise. This engagement followed on from a strategy refresh exercise that Genesis facilitated for the same company a year earlier.

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    Pan-African study streamlines investment in women entrepreneurs

    A pan-African trust fund contracted Genesis to investigate ways of facilitating the flow of capital to women-led enterprises in Sub-Saharan Africa through a recently launched $200-million gender lens investment fund.

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    Nigeria study sheds light on emerging technologies

    Microsoft Africa Development Centre wanted to understand how best to respond to the problems faced by Africa by building innovative solutions on the Microsoft platform.

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    MSME training needs assessed as cross-border payments go digital

    Genesis was commissioned to undertake a training needs assessment for MSMEs engaged in digital cross-border trade. The study spanned five COMESA member states (Kenya, Malawi, Rwanda, Uganda and Zambia) and was aimed at boosting the use of digital financial services for cross-border payments in the region.

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    Collections business turns to Genesis to size up market opportunity

    A collections business focused on South Africa turned to Genesis when it needed to understand the market opportunity.

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    ESG guidance for insurance regulators in Ghana, Kenya and Nigeria

    Financial Sector Deepening Africa contracted Genesis Analytics to help co-create and implement proportional and fit-for-purpose environmental, social and governance (ESG) supervisory approaches and interventions in the insurance sectors in Ghana, Kenya and Nigeria

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    SA financial sector skills up in face of climate change

    Genesis was commissioned by the South African Reserve Bank to conduct a 12-hour capacity-building course about climate change including the challenges and opportunities it poses for the financial and banking sector.

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    Climate stress testing boost for Bank of Thailand

    Genesis provided skill-share services to develop the capacity of the Bank of Thailand and enable it to develop and publish policy guidelines for financial institutions on climate stress testing by 2022.

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    Evaluating savings 'triple win' in Sub-Saharan countries

    Genesis conducted the final evaluation of the Savings at the Frontier (SatF) Programme, a $17.6-million partnership between Oxford Policy Management and the Mastercard Foundation.

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    Determining non-financial needs of MSMEs in 3 markets

    Genesis was engaged by a large Pan-African Bank to undertake an analysis of the non-financial needs of MSMEs in three African markets.

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    Commercial due diligence opens way to R1,5-billion deal

    Genesis was commissioned by Ethos Private Equity to conduct a commercial due diligence on Crossfin Technology Holdings, a South African fintech platform with assets in payments, digital lending and venture capital.

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    Strategy refresh for a large Kenyan insurance company

    Genesis was engaged by a leading pan-African insurance company operating in Kenya to update its strategic plan for the period ending 2025.

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    Due diligence opens door to $110m investment in SA challenger bank

    Genesis was tasked with conducting a commercial due diligence of Tyme Bank in order to advise Apis on the feasibility of acquiring the bank.

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    Short-term scenarios for land reform in South Africa

    Absa Bank appointed Genesis to assist the bank in anticipating the potential impacts of land reform in South Africa and develop a strategic response.

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    Fintech payments and partnership strategy for Pan-African retail bank

    Genesis was commissioned by one of Africa's larger retail banks to identify opportunities for partnerships with fintechs across the continent. 

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    Encouraging the acceptance of QR codes by SA micro merchants

    Genesis was commissioned by a global financial services company to conduct research on how to encourage the uptake of QR payments by micro merchants in South Africa, on behalf of a payment solutions provider aiming to enter this space.

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    Business models for Kenyan agri finance institution

    Following a successful strategic plan that Genesis developed for the Agricultural Finance Corporation (AFC), the government’s development financial institution re-engaged Genesis to help with the implementation of its new business model.

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    The future of payments: Scenario planning for large retail bank

    Genesis worked closely with a leading retail bank to explore the evolving payments landscape in Africa to identify strategic and investment priorities for a leading regional bank. 

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    Diagnostic study of challenges faced by cross-border traders

    FinMark Trust (FMT) commissioned Genesis to carry out a scoping exercise to understand the size, state and dynamics of informal cross-border trade between South Africa and Mozambique, and Eswatini and Zimbabwe.

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    Zimbabwe payment market scan for a co-branded card

    Genesis was commissioned by a global card association to conduct a market scan and opportunity assessment on a co-branded card offering in Zimbabwe.

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    Tapping into the MSME finance opportunity in Uganda

    In a bid to understand the factors that constrain MSME finance in Uganda, the IFC commissioned Genesis to do a study of the general MSME landscape in the country, encompassing an analysis of the demand and supply-side of the MSME finance market.

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    How innovative digital bank drives financial inclusion

    Genesis conducted a case study of an innovative, digital South African challenger bank with a group of development organisations seeking to drive financial inclusion.

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    Inaugural strategy to boost Kenyan home ownership

    the National Treasury of Kenya commissioned Genesis to develop the inaugural 2020-2024 strategic plan for the Kenya Mortgage Refinance Company, which was established as a non-deposit-taking financial institution to provide long-term funds to primary mortgage lenders.

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    Probe on purchase of crossborder digital payment provider

    A Pan-African bank commissioned Genesis to assess the revenue potential of the purchase of digital payment provider, with the intention of streamlining crossborder remittance payments both across its own customer base and for non-customers.

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    Seeking new financial products to target gig workers

    Genesis was commissioned to conduct a market sizing of the gig economy in Pakistan, Egypt and Saudi Arabia to review the challenges faced by gig workers in these three markets and to propose recommendations on financial products to target this segment.

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    Bridging the climate finance gap for smallholder Ugandan farmers

    Financial Sector Deepening Uganda (FSDU) commissioned a Genesis study of the climate change adaptation ecosystem in Uganda. The FSDU’s aim was to better understand the climate finance gap in Uganda and help smallholder farmers build their resilience to climate change by improving their access to climate and green finance.

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    Evaluating MSME pilot in government affordable housing projects

    Genesis was commissioned to conduct an impact assessment of the Park Road Affordable Housing Project, which was a pilot intervention of the Kenyan government’s MSME access to market programme. 

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    Credit guarantee scheme to target barriers for women SMEs

    The African Development Bank commissioned Genesis Analytics to conduct a baseline study on the status of access to finance for women SMEs in 16 sampled countries across Africa to understand unique market constraints they face.

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    What impact land reform will have on a South African bank

    Genesis Analytics was commissioned by a prominent bank to advise on the various scenarios of land reform in South Africa; help the bank assess the impact of these scenarios and guide the bank’s strategic position.

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    Evaluating the impact of a central bank digital currency

    Central banks across the world are rethinking approaches to financial and payments system infrastructure. New technologies such as distributed ledgers are revolutionising the way customers, businesses and financial intermediaries interact.

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    Designing a Private Securities Market alongside the Central Bank of Congo

    Genesis and its partner Bourse Consult were commissioned by Financial Sector Deepening (FSD) Africa to support the Central Bank of Congo (BCC) in DRC to understand the demand for an opportunity to establish a private securities market in the country.

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    Developing a 10-year capital markets development master plan for Zambia

    Genesis and Bourse Consult jointly partnered with FSD Africa to develop a 10-year capital markets development master plan for Zambia.

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    Insight into SME environment in three West African countries

    Genesis was commissioned by the IFC to assess the micro, small and medium enterprises (MSME) sectors and research the specific financial needs of MSMEs in three West African countries.

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    Assisting financial institutions to improve financial access for SMEs.

    Genesis was commissioned by the IFC to undertake several deep-dive studies on MSME finance that were used to inform the IFC’s advisory to its (financial institution) clients to improve financial access for SMEs.

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    Due diligence on challenger digital bank in South Africa

    Genesis was commissioned by a private equity investor to conduct a strategic due diligence for a South African digital bank ahead of a potential investment. 

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    The future demand for card-switching services in South Africa

    Genesis Analytics was commissioned by a national payment switch to determine a strategy for its card-switching business considering the increased competitive pressure faced from international card schemes.

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    Sizing retail and business banking markets in Botswana

    Genesis was asked to develop a model to size the revenue pools of the retail and business banking segments of the Botswana banking sector by a pan-African bank.

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    Impact due diligence on Egyptian financial institution investment

    Genesis was commissioned by a global development financial institution (DFI) to undertake an impact due diligence on prospective financial institution (FI) investment in Egypt.

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    Enhancing access to finance for EAC women cross-border traders

    Genesis undertook a diagnostic study to inform discussions and policy adjustments to advance access to finance for women cross-border traders and the identification of firm-level barriers that limit their bankability.

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    Driving adoption of payment services in rural Sierra Leone 

    Genesis was commissioned by the Ministry of Finance in Sierra Leone to assist in the design and implementation of rural payments connectivity solutions in conjunction with the deployment of a retail payments switch.

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    Design thinking for innovative bank products in Tanzania

    Genesis was contracted to support FinSights Lab, an innovation initiative enabling solutions for financial services institutions to enhance financial inclusion, in supporting a large Tanzanian bank to develop new products and services for the mass market.

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    Uplifting private sector development across African markets

    Genesis was commissioned by the African Development Bank to design its private sector development strategy for 2020 to 2025.

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    Ensuring the greatest impact of Covid relief funds in SA

    The Solidarity Fund was set up in March 2020 to fund a range of initiatives that addressed the Covid-19 crisis in South Africa. The Bill & Melinda Gates Foundation (BMGF) funded Genesis Analytics to provide extensive and wide-ranging technical support for the fund to ensure that the investments made by the fund had the greatest possible impact.

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    A new approach to impact reporting rolled out in Ghana with SCB

    Standard Chartered Bank partnered with Genesis as impact advisors to develop a next generation approach to impact measurement and reporting. This new approach was rolled out in a case study on lending to the manufacturing and infrastructure sectors in Ghana.

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    Expert economic evidence green lights JSE’s acquisition of Link Market Services

    Genesis was appointed by the Johannesburg Stock Exchange (JSE) to provide an expert economic report and testimony in the JSE’s acquisition of share registry business Link Market Services South Africa (Link SA).

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    Using behavioural economics to increase headline earnings

    Genesis Analytics was commissioned to deliver additional headline earnings to a financial institution over a period of three years. The team has implemented two projects to achieve this target.

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    Genesis supports Uganda with strategy to capitalise on 4IR to drive growth

    Genesis is providing technical support to Uganda's Presidential Taskforce on the fourth industrial revolution (4IR) to formulate a national 4IR strategy to guide the country on areas where 4IR technology can be domesticated to achieve development objectives.

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    Strategic plan to catalyse financial inclusion growth in Nigeria

    Genesis conducted a macroeconomic, financial sector policy and regulatory review to identify areas where EFInA could invest to catalyse financial inclusion in Nigeria.

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    Debunking financial and non-financial needs of MSMEs in Africa

    The International Finance Corporation (IFC) commissioned Genesis to do market-wide research on the MSME finance market and landscape in six African countries to ground its investment and advisory support to financial sectors.

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    Genesis looks for drivers of innovation ecosystem in SADC region

    Genesis was contracted by FinMark Trust and the Insights 2 Impact (i2i) Facility to conduct an innovation scoping study for the Southern African Development Community (SADC) region to identify the drivers of innovation ecosystem development and opportunities to enhance the innovation ecosystem in the SADC.

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    Insights drive uptake of financial products by smallholder farmers

    Genesis Analytics was contracted by the Kenya Commercial Bank to undertake an impact evaluation of MobiGrow, a product that targets agricultural value chain actors to offer mobile-based financial inclusion and information to smallholder farmers and pastoralists in Kenya and Rwanda.

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    Evaluating project for affordable, inclusive financial products

    Genesis was appointed by AccessHolding to conduct a mid-term evaluation of the Access2Acces programme to understand its performance and outcomes till the mid-point of the programme, in order to document key learnings arising from implementation, and to identify areas for improvement.

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    Making Access Possible in Malawi: RoadMAP to MSME success

    Genesis, in partnership with FinMark Trust, was commissioned to carrying out an evidence-based diagnostic study of the MSME of Malawi to identify key barriers and opportunities in the market.

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    Exiting a lockdown: A balancing act of lives and livelihoods

    A public-private convening body asked Genesis for advisory work to support Presidential decision-making in South Africa on how to unlock the economy responsibly – which parts, which sectors, how to balance lives with livelihoods?

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    Framework for SME finance to support agriculture value chain in Africa

    Genesis partnered with an international donor organisation to compare the operational processes of a group of agri-SME lenders to identify ways of serving the agricultural value chain more effectively.

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    Strategy for mobile-wallet partnership opportunities in Africa

    Genesis Analytics was commissioned by a global card association to conduct a mobile-wallet partnership opportunity assessment across five countries, Ghana, Senegal, Madagascar, Cote d’Ivoire and Mauritius. This entailed assessing and mapping the payment landscape in each country and identifying key payment opportunities in the mobile money, card and digital payments space.

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    Cloud-based solutions could reduce banking costs in Africa

    Genesis Analytics and Orange Business Services (OBS), with the support of the Bill and Melinda Gates Foundation, published a research report on Cloud Banking in Africa: The Regulatory Opportunity, which explores the potential for cloud computing to reduce the cost of technology for banks.

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    Enhancing end-to-end customer journey on sale of Saudi home mortgages

    A large Saudi Arabian mortgage financing company commissioned Genesis to help enhance its customer value proposition (CVP) in an innovative, digitally driven approach to issuing mortgage loans to borrowers.

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    Learning for better learning: Evaluating FiDA's learning partnership

    Genesis was appointed to conduct a strategic and forward-looking mid-term evaluation of the Partnership for Finance in a Digital Africa (FiDA), hosted by Caribou Digital, which is the learning partner to the Mastercard Foundation’s Next Generation Financial Services (NGFS) portfolio.

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    Behavioural campaigns lift loans response rates by 102%

    A large financial institution approached the Applied Behavioural Economics (ABE) team to increase the response rates for one of its financial services campaigns. Behavioural economics principles were successfully applied to optimise various existing customer communication channels throughout the personal loan take-up/uptake journey.

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    Vision and strategy for Kenya’s National Payment System

    Genesis was engaged by the Financial Sector Deepening Trust (FSD) Kenya, on behalf of the Central Bank of Kenya (CBK), to perform a market analysis of the payments landscape in Kenya, and thereafter develop a 10-year vision and five-year strategy for the National Payment System (NPS).

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    Future of South African payments through lens of macroeconomics

    Bankserv commissioned Genesis to assess the future of South African payment rails (i.e. payment platforms or networks) to better cater to the evolving payments landscape.

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    Expert assessment of prospects for financial services merger

    Genesis was retained to provide an independent expert assessment of the proposed acquisitions and disposals between two financial services firms.

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    Mapping SME development on AfDB programmes

    Genesis Analytics completed a major review of the African Development Bank’s support strategies for small- and medium-sized businesses. This was the first project to leverage our new Francophone and African Development Bank liaison office.

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    Assisting to build internal behavioural economics capability

    Based on a series of exceptionally successful projects with a major financial services provider over the past five years, the Applied Behavioural Economics (ABE) team has been working closely with stakeholders to continue achieving this success on a larger scale by establishing and guiding an internal behavioural economics capability.

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    Unpacking gig opportunities for unemployed Kenyan youth

    Genesis partnered with Mercy Corps Youth Impact Labs (YIL) Kenya to undertake a study that unpacks the potential that the gig economy has in solving Kenya’s unemployment challenge.

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    Developing five-year plan for Kenya's Capital Markets Authority

    Genesis Analytics and Bourse Consult were jointly contracted to develop a five-year strategic plan for the Capital Markets Authority of Kenya that would enable the regulator to support economic development and empowerment.

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    Assessing affluent card market in 6 African countries

    Genesis generated a report and a go-to-market strategy for an international card association was looking to enter the affluent card market in a number of African countries.

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    Growing a card scheme’s footprint in Southern Africa

    Faced with the rise of mobile money, a large international card scheme approached Genesis Analytics to develop tailored strategies to grow card use in five key African countries: Angola, Mauritius, Mozambique, Zambia and Zimbabwe.

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    Genesis gives expert advice on credit bureaux merger

    Genesis was jointly retained by ENSafrica and Webber Wentzel to provide an expert economic assessment of the competitive effects on a merger between two large credit bureaux, Experian and Compuscan.

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    Socio-economic impact of debt forgiveness Bill

    Genesis was appointed by the dti (on behalf of Parliament) to undertake an independent socio-economic impact assessment of the National Credit Amendment Bill 2018, a separate debt review regulatory regime and process for a defined lower-income segment, called debt intervention.

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    First comprehensive mapping of South African fintechs for national treasury

    To enable the growth of the fintech sector while minimising risk and protecting consumers, the National Treasury, in partnership with The World Bank Group, commissioned Genesis to conduct the first full market diagnostic and sizing of the local fintech sector.

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    Plan to leverage bank’s investment in modern payments system

    Genesis was appointed by a large multinational bank to develop a business strategy for the domestic wholesale payments business unit that would leverage the bank’s strategic investment in a modern payments architecture.

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    Designing a shared-value agri fund to finance rural land reform

    Land reform is the most pressing and emotional political issue in South Africa. Genesis Analytics was approached by a banking client to design a solution to support rural land reform and to transform the farming sector. The purpose of the fund was to support the transformation of sustainable large-scale commercial agricultural businesses owned by black South Africans.

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    Unlocking lower-cost housing opens up $1.5-billion market

    Land reform is the most pressing and emotional political issue in South Africa. Genesis Analytics was approached by a banking client to design a solution to support urban land reform and the transformation of urban housing markets.

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    What should be bank's stand on radical land reform?

    Land reform is the most pressing social and political issue in South Africa. Genesis was approached by a Big Four bank to formulate its official position on land reform, especially on the question of land expropriation without compensation.

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    Behavioural economics boosts annual premiums by 60%

    The Applied Behavioural Economics team was commissioned to improve the conversion rates and the premiums collected for an asset manager’s retirement-product campaigns. The campaigns sought to migrate customers from old-generation products to new ones, while also increasing monthly premium contributions.

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    Genesis drafts report for government fintech working group

    Genesis drafted the post-workshop report of the second workshop of the IFWG (Intergovernmental Fintech Working Group), which is made up of the representatives from the South African Reserve Bank, Financial Sector Conduct Authority, National Treasury, Financial Intelligence Centre and the South African Revenue Service.

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    Mid-term review of largest UN project in digital finance

    Genesis was contracted to conduct a mid-term evaluation of Mobile Money for the Poor (MM4P), the largest of the UNCDF’s programmes in digital finance. The evaluation was based on a theory-based approach and used the OECD DAC criteria as its guiding framework.

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    Bank implements integrated stress testing, forecasting model

    Genesis was commissioned to build a fully integrated stress testing and forecasting model for a major bank in Malawi.

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    Independent review of a Treasury Operating Model

    Genesis performed a detailed risk analysis on internal processes, policies, documentation and reporting relevant to the treasury operations of a major East African multinational development finance institution (DFI).

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    Analysing the future of South Africa’s card acquiring market

    Due to innovation and competition increasing, a global payment service provider wanted to better understand the market to engage new partners and increase their market share. This required a strategy and go-to-market approach across the various acquiring channels.

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    Online portal to size and engage with fintech entrepreneurs in SA

    The National Treasury, in partnership with the World Bank, commissioned Genesis to conduct the first full market diagnostic and sizing of the local fintech sector in South Africa.

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    A winning strategy for deepening financial markets in Uganda

    Genesis Analytics have been working with Financial Sector Deepening (FSD) Trusts on a number of projects. FDS commissioned Genesis first to re-invigorate their approach to facilitating financial-sector deepening in Uganda. We then helped FSDU develop a refreshed strategy for the next three years and then assisted them with a critical part of strategy execution related to fundraising.

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    Diagnosing MSME development challenge in Africa

    Genesis partnered with a private foundation to diagnose the MSME landscape in four countries to understand the key growth constraints and programming opportunities for MSME development.

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    Navigating increasing competition for large South African retail bank

    A large South African retail bank commissioned Genesis to redefine their growth strategy for transactional products - focusing on how to grow transactional revenue.

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    Building behavioural economics capability and project support

    Genesis Analytics worked to establish an internal behavioural economics capability for a major financial service provider.

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    Behavioural experiment validates new financial product

    Genesis Analytics was commissioned to determine whether a pivotal new product would function by using a robust behavioural experiment. The experimental approach was key because focus groups and surveys could not adequately capture the experience of using the client’s product.

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    Due diligence on third-party payment processor deal

    Genesis helped fill an information gap for an international private equity firm when it conducted a commercial due diligence assessment of a third-party payment processor (TPPP) in South Africa whose main business was processing insurance-premium payments. 

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    Banking association evaluates its StarSaver programme

    Genesis Analytics was contracted by the Banking Association South Africa (BASA) to conduct a retrospective evaluation of the StarSaver™ programme that allows volunteers from participating banks and financial institutions to deliver hour-long lessons on savings to learners up to grade seven. 

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    Designing full impact framework for pan-African bank

    Genesis designed a full social, economic and environmental (SEE) framework for one of the biggest pan-African banking groups to measure the positive and negative SEE impact of the bank on financial returns.

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    Innovating fintech services for smallholder farmers

    Genesis and The Springfield Centre were contracted by Mercy Corps and the MasterCard Foundation to conduct the mid-term evaluation of AgriFin Accelerate (AFA), a six-year, USD 24.7-million programme in Kenya, Tanzania and Zambia.

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    Diagnosing the MSME development challenge in four countries

    Genesis partnered with the prominent private foundation to diagnose the MSME landscape in four countries of interest. The foundation was new to the area of MSME development and required guidance on how best to diagnose the key growth constraints and programming opportunities for MSME development.

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    Evaluation of Microcred’s plan to bank a million new customers

    Genesis Analytics was contracted to conduct an evaluation of the Mass Market Financial Inclusion (MMFI) project, which aims to provide access to key financial services for the unbanked populations of Senegal, Côte d’Ivoire and Madagascar.

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    Public policy advice on government subsidies

    The Shared Value practice was approached by a UK investment bank for public policy advice relating to the international purchase of call-centre business in South Africa.

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    Value of behavioural economics proven in bank pilot

    Over the course of three months, we showcased the value of behavioural economics in a large South African bank resulting in a campaign performance improvement ranging between 31% and 100%.

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    Pilot decreases disinvestment outflows by 43%

    With a focus on retention, Genesis worked with a large international investment company to decrease outflows across the disinvestment value chain using the principles of behavioural economics. 

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    Building internal behavioural economics capacity

    Based on a series of successful projects, over the course of 2017, Genesis Analytics worked with a large, long-term client to help establish an internal behavioural economics capability. 

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    Helping South African bank to keep up with digital innovation

    Genesis engaged with a large South African bank to create and maintain a market insights capability that would enable it to develop internal points of view on developments in the payments sector, allowing the bank to respond with appropriate short-term and medium-term strategies.

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    30 Kenyan banks adopt innovative payments infrastructure

    Genesis partnered with FSD Kenya to develop a business case to convince 30 Kenyan banks of the value of joining PesaLink, a payment infrastructure that allows banks to offer real-time, person-to-person transfers at a low cost.

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    Stakeholder engagement strategy for MMI

    Genesis was approached by MMI Holdings, a large financial conglomerate, to research and design a group stakeholder engagement strategy.

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    Mid-term review of project to support agri-finance innovation

    Genesis was contracted to conduct a mid-term evaluation of the Financial Inclusion for Smallholder Farmers in Africa Project, which is aimed at improving food security and incomes of over 700 000 smallholder farmers in Ghana, Kenya and Tanzania. 

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    Learning partner for responsible finance in Rwanda

    Genesis has been contracted for four years to Responsible Finance Through Local Leadership and Learning as their learning partner to spearhead the development and implementation of a solid strategy to extract and disseminate learnings from their activities both nationally and regionally. 

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    Balancing innovation with regulation to grow SA financial services

    Genesis partnered with the Centre of Excellence in Financial Services to understand which policy and regulatory approaches best suit the South African financial sector in managing the balancing act of preserving the country's sound financial system, while enabling fintech innovation that promotes improved access to finance and growth in the sector.

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    Fintech solutions for women and their impact

    Genesis conducted research and prepared a paper that synthesised which financial technology solutions existed for women and their impact on women’s economic empowerment.

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    Leveraging behavioural insights to step-change sales

    Genesis Analytics showcased the value in using behavioural economics with insights from data science to increase short-term insurance sales. The outcome was an increase in sales of between 89% and 100%.

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    New way to manage difficult conversations with clients

    The Applied Behavioural Economics team was asked to assist a client in managing difficult conversations

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    Helping customers avoid too much debt, profitably

    A long-term client approached the Applied Behavioural Economics team at Genesis-Analytics to help promote uptake of its debt-management proposition, resulting in a 14-fold improvement in sales.

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    Nudging South Africans to save for their retirement

    Genesis Analytics worked with a global insurance provider’s outbound call centre to encourage more South Africans to save adequately for retirement by avoiding early withdrawals.

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    Nudging customers into branches to increase sales

    A large South African retail financial services provider retained Genesis Analytics to assist with meeting its branch foot traffic and sales objectives by using behavioural insights.

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    Nudging customers to use more cards and less cash

    The Applied Behavioural Economics team assisted an international merchant bank in building a rigorous, research-supported, behavioural change framework for increasing bank card use as a payment instrument among South African consumers. 

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    Building internal behavioural team at large European bank

    Genesis was commissioned to build a fully functional internal behavioural economics capability in a large European bank.

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    Improving retention and retirement decision-making

    A large global insurer commissioned the Applied Behavioural Economics team to redesign its client-facing documents, resulting in better customer decision-making and large increases in retention rates.

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    Quantifying the true cost of cash in South Africa

    South Africa has a high proportion of banked adults but cash still accounts for over 50% of the total value of all consumer transactions. Genesis partnered with MasterCard to quantify the true cost of this reliance on cash for consumers in South Africa.

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    Real-time system to update customer information for major FSP

    Genesis Analytics assisted in the development and assessment of a new, face-to-face, system-driven, financial advice process that involved real-time information updating on customers. This involved a rigorous behavioural approach to testing and analysing the impact on market perceptions.

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    Prospects for new Ethiopian mobile money operator

    Genesis was commissioned by an international private equity investor to conduct the commercial due diligence of an early-stage Ethiopian technology service provider.

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    Quantifying impact of competition in SA securities market

    Genesis was requested by the Financial Sector Conduct Authority (FSCA) to assess the impact of introducing competition in the cash equites market in South Africa. In particular, over the past two years, the FSCA licensed four new trading platforms that are starting to compete against the well-entrenched JSE.

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    Scoping plan to strengthen financial integration in SADC

    Genesis was commissioned by an international aid agency to define the scope for the design of a new Regional Financial Integration (RFI) programme aimed at improving financial integration within SADC.

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    Finding a channel sweet spot for a Nigerian bank

    Genesis was commissioned by a Nigerian bank to conduct a channel optimisation study, which involved an analysis of 65 million transactions across the bank’s customer base. This took into account global trends in channel usage, cost and best-practice channel optimisation, and considered the relevance of these international trends within the context of the Nigerian market. 

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    Plan for improving cross-border payments in SADC

    Genesis partnered with the FinMark Trust to verify what impact SADC's electronic cross-border payment system (called SIRESS) was having on the cost and efficiency of cross-border payments, and to understand why banks were not making greater use of it.

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    Financial inclusion can address Africa's youth job crisis

    Genesis partnered with a prominent private foundation in the financial inclusion community to identify what the foundation had learned from its work in expanding access to formal financial services across the continent. This review took place against a broader strategic shift towards youth employment creation as a primary objective for many donors. 

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    Strategic training in shared value for Barclays Africa

    Genesis was asked by Barclays Africa to design and present a series of training and strategic workshops for the top 100 leaders in the bank. This was part of changing the strategic direction of one of the largest companies in Africa, with more than 40,000 staff.

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    Mapping out path for local card-processing in SA

    Genesis partnered South Africa’s domestic payment switch, BankservAfrica (Bankserv) to determine how to continue providing card-switching services to the South African market.

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    Review shows way to increase financial access

    Genesis partnered a prominent private foundation in the financial inclusion community to identify what it had learnt in expanding access to formal financial services across the continent.

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    Microfinance sector in Rwanda still needs support

    Genesis Analytics evaluated the Microfinance Challenge Fund Rwanda and found that the Rwandan microfinance industry still needs support.

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    Technical guidance to Ugandan bank in local merger

    Genesis Analytics partnered with a large Ugandan bank to provide strategic and technical guidance following the bank’s acquisition of one of its local competitors.

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    Making Botswana an investment gateway to Africa

    Botswana's Investment and Trade Centre has adopted a roadmap detailing the steps the country would need to take to develop an international finance centre that could match Africa's leader, Mauritius. 

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    Genesis advises Carlyle Group on Africa deal

    Genesis provided commercial due diligence services to global alternative asset manager The Carlyle Group on its investment into Global Credit Ratings (GCR), which serves 400 customers in 20 African countries.

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    Strategy for financial education in Ethiopia

    Genesis was contracted by Enterprise Partners, through DAI-Europe, to develop a financial education strategy and implementation plan for Ethiopia.

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    Risk framework for Botswana financial institution

    Genesis Analytics was asked to review the risk management operations of a financial institution in Botswana and to develop a risk management framework.

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    Impact of fintech on state of MSME finance in Kenya

    The Financial Sector Deepening Trust (FSD) Kenya commissioned Genesis to carry out an in-depth analysis on how and to what extent MSMEs had been impacted by the significant developments in the country's financial sector since 2005.

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    Monitoring consumer financial education in SA

    Genesis has been evaluating the FSB’s consumer education department’s (CED’s) project portfolio since 2015 and has also become the FSB’s learning partner in the financial capabilities space.

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    Monitoring support for Ugandan rural credit bureau

    Genesis was contracted by Compuscan to provide monitoring and evaluation support to the Ground Up, a  rural and agricultural finance credit bureau and identification system in Uganda.

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    Impact evaluation of housing support in Kenya, Uganda

    Genesis is conducting an impact evaluation of Building Assets, Unlocking Access, a programme by Habitat for Humanity International (HFHI), in collaboration with local financial service providers (FSPs) in Kenya and Uganda. 

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    Learning partner in consumer financial education

    Genesis was asked to develop a learning agenda for the FSB’s consumer-education project portfolio. This includes specific learning questions that are answered through various research methods, drawing on the monitoring and evaluation of the FSB’s current and future projects, as well as additional research gathered from financial-service providers, policy-makers and researchers. 

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    Diagnostic review of FSDA network's MRM systems

    FSDA contracted Genesis to conduct an assessment of their nine monitoring and results measurement systems and to develop bespoke training sessions to build its capacity.

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    Impact evaluation of POWER Africa in Rwanda

    Genesis was contracted to do an impact evaluation of CARE Canada’s Promoting Opportunities for Women’s Economic Empowerment in Rural Africa (POWER Africa) initiative in Rwanda. Funded by the MasterCard Foundation, POWER aims to improve financial inclusion in Burundi, Côte d’Ivoire, Ethiopia and Rwanda by linking village loan and savings associations with formal financial institutions. 

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    Final evaluation of Banking on Change

    Genesis was contracted to do the final evaluation of Banking on Change, a partnership between Barclays, CARE International UK and Plan UK aimed at extending savings-led financial services to vulnerable individuals. 

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    Genesis is MEL partner for ASISA Foundation

    Genesis was appointed the learning partner for the ASISA Foundation, which was established by the Association for Savings and Investment South Africa (ASISA) to implement consumer financial education initiatives on behalf of the industry.

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    Research on sharing credit information in Kenya

    FSD Kenya commissioned Genesis to study current and future effects of sharing information on credit in Kenya.

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    Due diligence on Ghanaian bank's retail plan

    Genesis Analytics was commissioned by a European private equity fund to conduct a strategic due diligence of a Ghanaian bank looking to become more retail focused.

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    Investment opportunities in Africa

    Genesis assessed investment opportunities in the banking sectors of four Sub-Saharan African countries for a private equity investor. The countries were Zimbabwe, Cote d'Ivoire, Cameroon and Senegal.

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    Genesis strategises transition to a full-service bank

    Genesis was commissioned by a Ghanaian finance house to develop a financial model that could be used to inform its transition from a non-bank financial institution into a full-service bank, while remaining aligned with its strategic objectives. 

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    Project management for inclusive banking unit

    A Ghanaian bank employed Genesis to manage a project to improve various business functions in its inclusive banking unit to ensure that funding from the Foundation for Sustainable Development in Africa (FSDA) was effectively used.

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     Business case for micro-finance bank

    Genesis was approached by a growing Southern African micro-finance institution (MFI) to develop an Africa-wide business case for the transformation of the institution into a micro-finance bank (MFB). 

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    Namibian bank revamps their offering to new segments

    Genesis Analytics was commissioned by a large Pan-African bank operating in Namibia to assist in the development of its new student, young professional and staff value propositions.

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    Market analysis aids Malawian bank

    Genesis Analytics was commissioned by a large bank in Malawi to conduct a market analysis in order to understand the bottom-of-the-pyramid (BOP) banking landscape better. 

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    Strategy update to take Pan-African bank to 2020

    Following on a previous project to develop medium-term strategy for a major Pan-African financial services institution based in Botswana, Genesis was recommissioned to evaluate the bank’s progress and develop a strategy to take it through to 2020.  

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    Digital strategy for large global card scheme in South Africa

    Genesis Analytics was commissioned by a large international card scheme to analyse and develop a strategy to position the scheme in the South African digital payments market.

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    Strategy to align bank's business units

    Genesis Analytics was retained by a Pan-African bank operating in Namibia to align its strategy and strategic execution plans across its business units and management teams.

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    Risk assessment of new distribution channels

    Genesis Analytics was commissioned to conduct a risk assessment of the alternative distribution channel (ADC) strategy of four different financial institutions in Kenya, Ghana, the Democratic Republic of Congo (DRC) and Tanzania. In each instance, the project team developed a risk assessment framework and identified the kind of project risks that the institutions had experienced.  

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    New costing model for top-tier SA bank

    A top-tier South African bank, under increasing cost pressure, needed to relook at the costs of its shared services and allocation methodology. The Genesis team developed a revised cost recovery model that the bank will be implementing in the new financial year.

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    Africa partner scoping strategy

    Genesis was appointed to support a large private foundation in developing the capacity of African partners to serve its charitable objectives of providing education and alleviating poverty. 

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    Business case for development finance plan

    Genesis was appointed by FSD Africa to conduct research on the remaining opportunities for development finance in Sub-Saharan Africa.

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    Access-to-finance model for Mozambique

    A consortium of Genesis and the International Capital Corporation (Mozambique) was awarded the contract to design an access-to-finance programme in Mozambique. This was to be based on the model of the Financial Sector Deepening Trusts that DFID has established in various African countries including Kenya, Tanzania and Uganda

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    Strategy for large microfinance investor

    Genesis was commissioned to undertake a review of the Africa strategy for a large non-profit organisation focused on improving access to finance across the world. Its activities include direct investments in microfinance institutions and related technology providers as well as investments in capacity-building services for the industry and clients at the bottom of the pyramid.

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    Final review of rural finances programme

    Genesis was commissioned by the MasterCard Foundation to conduct an end-term evaluation of the Financial Services for Rural Communities and Smallholder Farmers in Africa programme that has been run for five years. 

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    Development of strategy and client value proposition for trade unions

    Genesis was hired by a large insurance and investment company to develop a strategy and client value proposition for trade unions.

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    Design of R300m charitable foundation

    Genesis was hired by one of the big four banks in South Africa to conduct the design of a R300m charitable foundation.

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    Strategic due diligence to refocus Ghanaian bank's business

    Genesis Analytics was commissioned by a private equity fund to conduct a strategic due diligence on a Ghanaian bank looking to transform into a more retail focused bank. 

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    M&E framework for Financial Sector Deepening Kenya

    Genesis developed a monitoring and evaluation framework for Financial Sector Deepening (FSD) Kenya.

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    M&E of the Financial Services Board's consumer education

    Genesis was hired by the Financial Services Board to conduct the monitoring and Evaluation of the Financial Services Board's consumer education 2015.

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    M&E support for Ugandan credit bureau plan

    Genesis was hired by Compuscan CRB Ltd to provide ongoing monitoring and evaluation support during the establishment of a rural and agricultural finance credit bureau (called Ground Up) and identification system in Uganda. 

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    Unlocking competition in digital finance in Africa & Asia

    Genesis was commissioned to study impediments to more effective competition in mobile money markets in four markets – India, Bangladesh, Kenya and Nigeria.

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    Review of new Twin Peaks model of financial regulation

    Genesis was commissioned by a large South African insurer to provide the business with a review of the unfolding Twin Peaks model of financial regulation, as well as of resulting changes to the country’s overall regulatory architecture.

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    Review of a self-regulatory financial market model in South Africa

    Genesis was commissioned by the National Treasury to conduct a technical review of the effectiveness of the SRO (self-regulatory organisation) model in South African financial markets in the context of the move toward a Twin Peaks regulatory framework.

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    Optimum interest rate regime for microlenders and moneylenders

    Genesis was appointed by the Namibia Financial Institutions Supervisory Authority (NAMFISA) to review options for an optimum interest rate regime for microlenders and moneylenders.

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    Shared-value sustainability strategy for a pan-African bank

    Genesis was engaged by a pan-African banking group to review its sustainability strategy and align it to shared-value principles.

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    Preparing for a future without exchange controls

    Genesis was commissioned by a large African securities exchange to describe how the country's current system of exchange controls affected the choices and constraints driving the decisions of market participants and issuers.

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    Diagnostic of Ghanaian bank and action plan

    Genesis was engaged to provide technical advisory services to a bank in Ghana under the IFC's Africa Micro Small Medium Enterprise finance programme (AMSME). 

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    Strategy and execution plan for a Namibian financial institution

    Genesis was retained by a large Pan-African bank operating in Namibia to create alignment across business units, and management around its strategy and strategic execution plans. 

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    Strategic plan for a large Tanzanian financial institution

    Genesis was commissioned by a large Tanzanian financial institution to conduct a market opportunity analysis and strategic review of its business with a view to defining its medium-term strategy through to 2020. 

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    Strategy for financial inclusion unit of Ghanaian bank

    Our assignment was to assist a leading Ghanaian bank's Financial Inclusion Unit (FIU) to deliver on its overarching goal of having five million active accounts by 2018, and to identify ‘capability’ gaps that could potentially be supported by FSD Africa. The analysis involved a market opportunity analysis and internal capability assessment.

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    Strategy development for a new market entry in Ghana

    Genesis was commissioned by a Ghanaian financial institution to conduct an opportunity analysis of the Ghanaian financial sector to advise it on the viability of becoming a universal bank in the market.

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    Merger creates one of Ghana’s biggest banks

    Genesis was contracted as an external adviser in the merger process between one of the largest local banks in Ghana and an SME finance provider.

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    Business case for new retail bank in South Africa

    Genesis partnered with a JSE-listed South African financial services provider to develop a business case for specialist banking services to the business and personal market, including private banking.

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    Value assessment of Access to Finance Rwanda

    Genesis was contracted to take stock of Access to Finance Rwanda's progress in achieving its goal and conduct a value for money (vfM) assessment of AFR’s investments in 2015. Following this work, Genesis was contracted to review their MRM system. After the review, AFR retained Genesis in 2016 to streamline its MRM component and facilitate the effective communication of its results internally and externally.

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    Final evaluation of YouthSave Initiative

    Genesis was contracted by the MasterCard Foundation to conduct a final evaluation of the YouthSave initiative. YouthSave was one of the first long-term programmes that had been funded by the foundation. 

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    Expert evidence on SA National Payments System

    The South African National Payments System is the backbone of the South African economy. Genesis was asked by the Association of System Operators (ASO) to address a number of key competition issues in terms of the reconsideration of conditions imposed by the Competition Commission in two mergers in the South African National Payment System. 

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    GIPS assessment and implementation plan for private clients

    Genesis was commissioned by a large African bank to perform a Global Investment Portfolio Standards (GIPS) assessment and implementation for the bank’s private clients. Phase 1 focused on providing guidance on GIPS requirements and performing a gap analysis. Phase 2 focused on the Implementation of solutions to become GIPS compliant.

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    An indicative/education tool on cost of banking regulation

    Genesis developed an indicative cost of regulation model for the South African banking sector to demonstrate how the bank regulations created a regulatory cost across specific products for the Banking Association South Africa (BASA).

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    Review of risk management processes for tier-2 bank

    Genesis was commissioned by a tier-2 South African bank to review its current risk management processes and perform a gap analysis against best practices. The review covered ALM/Market risk, liquidity and credit risk.

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    Validation of the assessment of SAFCOM

    The Financial Services Board (FSB) appointed Genesis Analytics, working in conjunction with Bourse Consult, to validate its assessment of the Safex Clearing Company (Pty) Ltd (SAFCOM, now JSE Clear). This was conducted in terms of the CPSS-IOSCO Principles for Financial Markets Infrastructures (PFMIs).

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    Review of the Ugandan Microfinance Sector

    Genesis was commissioned by DFID and the Ugandan financial services inclusion programme to conduct a review of the progress made within the microfinance industry in Uganda, consider the emerging trends in the sector as well as to provide a look into the future and recommend new strategies for increasing the level of financial inclusion. 

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    Assessing SA's ATM market for consolidation

    Genesis was commissioned by a large cash-in-transit company to conduct an end-to-end analysis of the ATM industry and the factors shaping it, with the view to quantify the consolidation opportunity and industry cost savings. 

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    Access to finance for 12 000 small-scale farmers

    Genesis was commissioned by the Zimbabwe Agricultural Development Trust (ZADT) to develop and pilot financial products suitable for direct access by smallholder farmers. Small-scale farming is the backbone of the rural livelihoods in Zimbabwe but the farmers often struggle to access finance for agricultural production, locking them into low input- low output production models

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    Reviews of Kenyan Treasury Operating Procedures

    Genesis was contracted to do a detailed analysis of all risk management and internal processes, policies, documentation and reporting relevant to the Treasury operations of a development finance institution in Kenya.

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    Due diligence on debt-management firm

    Genesis was asked by a major private-equity firm to conduct a strategic due diligence of a South African debt-management company. It was interested in understanding the potential for growth and the regulatory trends in the debt-management industry. 

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    Stress-testing submission to Bank of England

    Genesis assisted with the co-ordination and production of the stress-testing submission of a big four South African bank to the Bank of England.

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    Sizing the SA digital banking market

    Genesis was commissioned to complete a comprehensive market sizing of the digital banking platforms in South Africa. This involved a market view and a detailed competitor sizing for online channels.

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    Sizing Africa’s Vehicle and Asset Finance (VAF) market

    A large Pan-African bank approached Genesis to conduct a market-sizing exercise for vehicle asset finance (VAF) across its operations in 10 countries encompassing personal, business and commercial vehicles.

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    Building a cost-allocation model for the JSE

    The Market Regulation Division of the JSE appointed Genesis Analytics to develop a cost-allocation model that defines its cost of regulating each of the JSE's markets. 

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    Shared value strategy to engage with trade unions

    One of the largest insurance and investment groups in Africa wanted to engage with the trade unions to improve stakeholder relations and to unlock new business opportunities.

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    Preparing a strategy of engagement with the trade unions

    Genesis was hired by a large insurance and investment company to prepare a strategy of engagement with trade unions.

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    Strategic input to financial education programme for consumers

    Genesis was contracted by a large financial services provider in South Africa to provide strategic input to its consumer education programme and to conduct the monitoring and evaluation for the programme.

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    Due diligence of marketing services business

    Genesis was retained by an international private equity firm to conduct commercial due diligence of a South African data-marketing services business. The aim of the project was to determine whether the business would be a viable investment for a larger financial services entity.

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    Due diligence of major SA credit firms

    An established private-equity investor asked Genesis to assess the strategies of two major South African credit services businesses – a credit bureau and a leading data-marketing services provider – as part of its buy-and-build investment into the industry. 

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    Bank gets more customers to go mobile

    A large Pan-African bank commissioned Genesis to conduct an analysis of the mobile-banking market in South Africa and to craft initiatives to drive rapid mobile adoption, allowing it to achieve aggressive targets set by the executive.

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    Market opportunity analysis for card acquisition

    Genesis was commissioned by a global point-of-sale manufacturer to investigate market opportunities in eight sub-Saharan countries.

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    Feasability of vertically integrated business model

    Genesis was appointed by a large South African financial services and insurance provider to review the feasibility of an innovative, vertically integrated business model connecting an independent distribution network to a large investment product range and manufacturing capability.

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    Business model for e-wallet customer payments

    Genesis was commissioned by a large provider of online retailing and services to examine the regulatory regime of Nigeria, with respect to the launch of an e-wallet for customer payments and the launch of a peer-to-peer lending service.

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    Raising capital in Ghana's banking industry

    Genesis was asked to assist a tier-two bank in Ghana with its capital-raising strategy. Our work involved completing a demand-side analysis to identify potential investors and compiling a detailed pitchbook which covered the macroeconomic aspects of the Ghanaian economy. 

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    Due diligence of leading payments group

    Genesis was asked by an international private equity firm to analyse the business model of a South African-based ATM deployment company in order to determine its growth potential.

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    Environmental, social and governance guide for pension fund

    Genesis, in association with Delsus Limited (UK), was contracted by the International Finance Corporation to support the mainstream uptake of sustainable investment practices in South Africa as part of the Sustainable Returns for Pensions and Society project.

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    Policy position on calls for nationalisation of banks

    A pan-African banking group asked Genesis to prepare a response to political proposals calling for the nationalisation of the banking sector.

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    Assessing future direction of financial regulation

    Genesis was engaged by a large financial services firm to advise on the policy direction of micro-economic policy and financial regulation.

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    Impact assessment of the JSE in South Africa

    Facing public pressure on its role in society, the JSE commissioned Genesis to conduct a socio-economic impact assessment of the exchange's role in the South African economy.

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    Evaluation of programme of develop secure bond markets

    Genesis was appointed by the IFC to conduct an end-of-programme evaluation of the Efficient Securities Markets Institutional Development (ESMID) programme, a joint IFC and World Bank programme.

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    Cash-in-transit strategy and plan for a large retail bank

    Genesis was commissioned by a tier-1 South African bank to develop an engagement strategy for cash and retail aggregators. 

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    Genesis advises UN on funds design in ASEAN region

    Genesis was retained by the United Nations Capital Development Fund (Asia Headquarters) to advice on the design of Trust Funds and Apex Institutions in the ASEAN region.

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    Optimising the role of MSMEs in Nigeria

    Genesis was commissioned to understand the role of micro, small and medium enterprises (MSMEs) in Nigeria, and make recommendations to improve credit access of MSMEs in the future.

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    Building model for a branchless retail bank

    Genesis partnered with an existing specialist bank in South Africa to design a cashless operating model for their proposed retail operations with all the convenience of digital channels.

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    Expert advice in JSE merger with Bond Exchange

    Genesis was commissioned to provide expert economic advice and analysis in a pivotal transaction between the Johannesburg Stock Exchange (JSE), the primary capital market in South Africa, and the Bond Exchange of South Africa (BESA).

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    Analysis in support of merger of major brokers

    Genesis was retained to assist AON, one of the world’s top corporate brokers, in its acquisition of Glenrand, one of South Africa's largest brokers. At the time of the merger, both parties were operating as brokers in the short-term insurance industry in South Africa. 

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    Expert economic analysis in bank card merger

    Genesis provided expert economic analysis in the approved purchase of bank card and SIM card manufacturer, Namitech, by the world's largest chip maker for smartcards and SIM cards, Gemalto. This seemingly concentrated market demanded careful economic analysis of tender behaviour, potential entry and countervailing power in order to reveal the lack of competitive concerns.

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    Expert advice for Indian stock exchange on pricing

    Genesis was retained by the National Stock Exchange (NSE) of India after it was was accused by another exchange of predatory pricing in the currency derivatives market through its transaction fee waivers on exchange-traded currency futures.

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    Expert advice in insurance merger

    In a merger between two of the largest long-term insurers in South Africa, Metropolitan and Momentum, Genesis provided economic assistance to the merging parties. The deal was ultimately approved with employment conditions.

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    Green light for Indian pre-payment mortgage charges

    Genesis was appointed by HDFC, a major residential mortgage lender in India, to assist in assessing the competitive impact of the use of pre-payment charges by residential mortgage lenders in India.

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    Helping a Nigerian bank break into microfinance

    Genesis partnered with a large Nigerian bank entering microfinance to refine its strategy and equip it with the capabilities and information required to successfully operate in that sector.

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    Commission flicks the switch for bank's merger

    Genesis was retained by the legal team acting on behalf of Standard Bank in its acquisition of eCentric Switch to assist in responding to competition concerns raised by the Competition Commission. 

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    Developmental investment strategy for biggest investor in Africa

    Genesis was asked to advise the Government Employees' Pension Fund, the largest investor in Africa, on the establishment of a developmental investment strategy. With $66 billion under management, the GEPF is one of the biggest pension funds in the world and the largest single investor in Africa.

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    Expert advice in competition banking inquiry

    Genesis was commissioned to provide expert economic assistance and strategic advice to Standard Bank, Africa’s largest bank, on all competition issues related to a landmark market inquiry in the banking sector. 

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    Expert analysis as large investment houses merge

    Genesis was retained to provide expert economic analysis of the proposed merger between two large investment houses, Remgro and Venfin. This involved a wide range of products and markets, including radio broadcasting, content production and advertising.

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    Designing a new approach to MSME lending

    Genesis Analytics partnered the IFC on its Nigeria MSME programme to help a large commercial bank develop an MSME strategy. 

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    Expert role in short-term insurance merger

    Genesis was commissioned to provide expert assistance in assessing the competitive impact of a potentially large transaction in the short-term insurance industry. 

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    Sizing market for mobile phone money transfers

    Genesis was commissioned by one of the largest mobile network operators (MNOs) in Africa to establish the size of the market for local and cross-border money transfers in 16 countries throughout Africa, the Middle East and South America, including Nigeria, Ghana, Côte d'Ivoire and Cameroon.

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