| Project: |
Developing principles for the regulation of micro-insurance internationally: South African Pilot Study (2007). |
| Client: |
Consortium of international donors. |
| Overview: |
Forming part of a larger cross-country study to derive principles for the regulation of micro-insurance, the South African study serves as pilot study to provide guidance to other country teams. Amongst others, the study focuses on building a detailed understanding of the market for micro-insurance in South Africa as well as the regulation of insurance as it pertains to micro-insurance. This understanding enables the identification of the drivers of the market (singling out non-regulatory drivers from regulatory drivers) and, ultimately, the development of draft principles for the regulation of micro-insurance.
|
| Project: |
Discussion Paper on the regulation of micro-insurance (2007). |
| Client: |
South African National Treasury. |
| Overview: |
Genesis Analytics developed a discussion paper to assesses whether the current regulatory framework facilitates the provision of micro-insurance services and develops a detailed proposal for the definition and incorporation of micro-insurance within insurance regulation in South Africa. The discussion paper will be released for public comment in 2008
|
| Project: |
Identification and review of threats to and opportunities for the intermediation of insurance to low income households in South Africa (2006). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics performed an assessment of how far current and emerging models of intermediation can go to serve lower income households, and made recommendations for catalysing change. Key areas of analysis were the dynamics and challenges of the intermediary market, cost structures and inherent limitations of various distribution models, the role of regulation in facilitating or hindering the development of a pro-poor distribution market, and international trends in distribution, particularly in relation to lower-income markets.
|
| Project: |
A review of funeral insurance markets in South Africa and proposals for the development of an appropriate regulatory framework (2005). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics was commissioned to analyse the formal and informal funeral insurance markets to highlight poor market practices, understand the interplay between regulation and market development, and assess the potential for 'second tier' practitioners focusing on funeral insurance.
|
| Outcome: |
The findings were presented to parliament's Portfolio Committee on Finance in 2005, and played an influential role in the policy review process, culminating in the development of a National Treasury Discussion Paper on the regulation of micro-insurance.
|
| Project: |
A policy lens to view financial regulation (2004 & 2005). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics were retained to structure, facilitate and document a policy-makers' workshop attended by the Financial Services Board, the South African Reserve Bank, the National Treasury and leading consultancies dealing with financial regulation. The initial report examined the context within which financial legislation takes place, shifts in policy objectives, and the trade-offs and synergies they create. A follow-up report, complied in 2005, established guidelines for using the policy lens.
|
- Projects involving cross-country regulatory impact analyses: click here
|
HOME
