| Project: |
Discussion Paper on the regulation of micro-insurance (2007). |
| Client: |
South African National Treasury. |
| Overview: |
Genesis Analytics was asked to develop
- a discussion paper that assesses whether the current regulatory framework
facilitates the provision of micro-insurance services and
- a detailed proposal for the definition and incorporation of micro-insurance within
insurance regulation in South Africa. The discussion paper will be released for
public comment in 2008.
|
| Project: |
Threats and opportunities for insurance intermediation in South Africa (2006). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics performed an assessment of how far current and emerging models of intermediation can go to serve lower income households, and made recommendations for catalysing change. Key areas of analysis were the dynamics and challenges of the intermediary market, cost structures and inherent limitations of various distribution models, the role of regulation in facilitating or hindering the development of a pro-poor distribution market, and international trends in distribution, particularly in relation to lower-income markets.
|
| Project: |
A review of funeral insurance markets in South Africa and proposals for the development of an appropriate regulatory framework (2005). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics conducted an analysis of the formal and informal funeral insurance markets to highlight poor market practices, understand the interplay between regulation and market development, and assess the potential for 'second tier' practitioners focusing on funeral insurance.
|
| Outcome: |
The findings were presented to parliament's Portfolio Committee on Finance in 2005, and played an influential role in the policy review process, culminating in the development of a National Treasury Discussion Paper on the regulation of micro-insurance.
|
| Project: |
Design of risk-sharing and risk-mitigation mechanisms to support the extension of bank finance to black SME's in South Africa (2005). |
| Client: |
The Banking Association of South Africa (BASA). |
| Overview: |
Genesis Analytics was asked to identify ways to normalise and improve financial sector response to a market characterized by lack of collateral, basic business skills and entrepreneurial experience. The study involved scoping the environment within which black small business operates, analysing the experience of banks in meeting finance needs, and assessing international trends and best practices in the use of appropriate risk-sharing and risk-mitigation mechanisms. The study included several regulatory proposals.
|
- Projects involving cross-country regulatory recommendations: click here.
- Projects involving donor advice and program design: click here.
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