| Project: |
Research on provident fund risk benefits, as an input into the proposed national social security system for South Africa (2007). |
| Client: |
South African National Treasury. |
| Overview: |
Genesis Analytics conducted an investigation of risk benefits currently provided by South African retirement funds to their members, and identified key design considerations for the provision of risk benefits in a proposed social security system. The report fed into the broader social security research process undertaken by government.
|
| Project: |
Towards Indicators of Financial Inclusion (2007): an analysis of data from the Finscope South Africa survey and training of members of the National Treasury Access Unit. |
| Client: |
South African National Treasury. |
| Overview: |
Genesis Analytics was responsible for:
- the formulation of core indicators to monitor national progress towards a more
inclusive financial sector and inform policy-makers
- the creation of in-house capacity to continue this exercise and relate it to financial
sector policy.
|
| Project: |
Developing principles for the regulation of micro-insurance internationally: South African Pilot Study (2007). |
| Client: |
Consortium of international donors. |
| Overview: |
Forming part of a larger cross-country study to derive principles for the regulation of micro-insurance, the Genesis Analytics study serves as pilot study to provide guidance to other country teams. Amongst others, the study focuses on building a detailed understanding of the market for micro-insurance in South Africa in terms of the products available and uptake/usage of such products, formal and informal market players, distribution models employed and demand-side characteristics. This understanding enables the identification of the drivers of the market (singling out non-regulatory drivers from regulatory drivers) and, ultimately, the development of draft principles for the regulation of micro-insurance.
|
| Project: |
Identification and review of threats to and opportunities for the intermediation of insurance to low income households in South Africa (2006). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics conducted a performance assessment of current and emerging intermediary models in meeting market needs, and made recommendations for catalytic change. Key areas included analysis of :
- the dynamics and challenges of the intermediary market
- cost structures and inherent limitations of various distribution models
- the role of regulation in facilitating or hindering the development of a pro-poor
distribution market
- international trends in distribution, particularly with reference to lower-income
markets.
|
| Project: |
A review of funeral insurance markets in South Africa and proposals for the development of an appropriate regulatory framework (2005). |
| Client: |
FinMark Trust. |
| Overview: |
Genesis Analytics was commissioned to analyse the formal and informal funeral insurance markets to highlight poor market practices, understand the interplay between regulation and market development, and assess the potential for 'second tier' practitioners focusing on funeral insurance.
|
| Outcome: |
The findings were presented to parliament's Portfolio Committee on Finance in 2005, and played an influential role in the policy review process, culminating in the development of a National Treasury Discussion Paper on the regulation of micro-insurance.
|
| Project: |
Design of risk-sharing and risk-mitigation mechanisms to support the extension of bank finance to black SME's in South Africa (2005). |
| Client: |
The Banking Association of South Africa (BASA). |
| Overview: |
Genesis Analytics was asked to identify ways to normalise and improve the financial sector response to a market characterised by lack of collateral, basic business skills and entrepreneurial experience. The study involved scoping the environment within which black small business operates, analysing the experience of banks in meeting finance needs, and assessing international trends and best practices in the use of appropriate risk-sharing and risk-mitigation mechanisms. The study included several regulatory proposals. |
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